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Form America Adds Consistently Lower Priced Term Insurance Rates to Florida Insurance Offering

This originally appeared on the Tampa Bay Florida News Wire :

Tampa based Form America LLC has added the ability to sell consistently low priced level term insurance policies to it’s rapidly developing stable of service offerings across the State of Florida. The policies are offered through a State regulated insurer rated as A- (Excellent)from A.M. Best for financial strength and an A- from Standard & Poor’s. Form America LLC through it’s Florida licensed independent agent owner now is in position to offer some of the lowest term rates in the country. Families could save hundreds—if not thousands—of dollars on their term policy. Form America refers to themselves as “the independent insurance agent for people that hate insurance companies.” Everything we do is focused on making our services better, faster and cheaper.

An independent insurance agent is a professional who is not affiliated with any particular insurance company, but instead works with multiple insurance providers to offer a variety of insurance products to their clients. They typically have access to a broad range of insurance options, including auto, home, life, health, and business insurance. Independent agents are often able to provide more personalized service and customized insurance solutions, as they are not limited to a single company’s products. They may also offer guidance and advice to help their clients select the right insurance coverage for their specific needs and budget.

Level term insurance is a type of life insurance policy that provides a fixed amount of coverage over a specified period of time, such as 10, 20, or 30 years. The premiums for level term insurance remain constant throughout the policy’s term, hence the term “level.” If the insured person dies during the policy term, their beneficiaries receive a lump-sum payment, known as the death benefit. However, if the policyholder outlives the term, the coverage expires, and no benefit is paid out. Level term insurance is popular because it provides affordable and predictable coverage for a set period. It’s often used to cover the cost of a mortgage, children’s education, or other financial obligations that are expected to last a certain number of years.

For additional information or to request a free consultation, email, fill out the contact form at or call (888)434-6471. We’d even be happy to evaluate your current policies and present you with a cost benefit analysis that could save you some money on your current policy, or in some cases provide you with a higher benefit for the same premium payment. Let’s get to work on making your insurance better, faster and cheaper.

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